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#  As per recent newspaper reports, which one of the following countries (among the given) has highest literacy rate ?
(A) India
(B) Sri Lanka
(C) China
(D) Vietnam (Ans)
(E) Bangladesh


#  Which one of the following has decided to give guarantee for infra loans ?
(A) IDBI
(B) SBI
(C) IIFCL (Ans)
(D) SIDBI
(E) None of these


#  In which one of the following States is the uranium project proposed to be set up ?
(A) Manipur
(B) Meghalaya
(C) Orissa (Ans)
(D) Assam
(E) Nagaland
Ans : (C)

#  Amongst 169 countries on Human Development Index which one of the following is India’s rank ?
(A) 89
(B) 91
(C) 119 (Ans)
(D) 129
(E) 138
Ans : (C)

#  What is ‘Kaveri’ ?
(A) India’s indigeneous aircraft engine (Ans)
(B) India’s low cost laptop
(C) India’s Air to Air Missile
(D) India’s guided Surface to Air Missile
(E) Unmanned Aircraft acquired from Israel
Ans : (A)

#  An increasing finished good stock as % to sales of a manufacturing Company indicates that ……….
1. the market is getting competitive
2. the quality of the goods is not upto the mark
3. the production cost has increased
4. the production has decreased
(A) Only 1 and 2 (Ans)
(B) Only 2 and 3
(C) Only 3 and 4
(D) Only 3
(E) Only 4 and 1
Ans : (A)

#  Which one of the following has got RBI nod to issue prepaid cards to its clients ?
(A) LIC (Ans)
(B) GIC
(C) SIDBI
(D) NABARD
(E) None of these
Ans : (A)

#  For which one of the following reasons is an amendment in Companies Bill 2009 proposed ?
(A) To provide more powers to Department of Company Affairs
(B) To provide regulatory powers to Department of Company Affairs
(C) To make Indian Accounting Standards applicable with effect from 1.4.2011
(D) To ensure smooth convergence of the Indian Accounting Standards with IFRS (Ans)
(E) None of these
Ans : (E)

#  As per recent newspaper reports, India’s public debt rises 2•8 per cent to Rs. 28 lakh crore. Which one of the following is the reason that has forced commercial banks to buy Government securities ?
(A) Lack of credit growth (Ans)
(B) Increase in credit growth
(C) Raising of repo rate
(D) Raising of reverse repo rate
(E) None of these
Ans : (A)

#  In which one of the following States Sariska Tiger Reserve is located ?
(A) M. P.
(B) U. P.
(C) Orissa
(D) Gujarat
(E) Rajasthan (Ans)
Ans : (E)

#  On which one of the following characters, Biometric security is based ?
(A) Finger prints and palm recognition only
(B) Face recognition and voice recognition only
(C) Hand writing and manual recognition only
(D) Only (A) and (B) (Ans)
(E) All (A), (B) and (C)
Ans : (D)

#  Which one of the following may be the consequence of buying forex in the marked by the RBI ?
(A) It leads to inflation (Ans)
(B) It leads to control over inflation
(C) It does not affect inflation
(D) It results into deflation
(E) None of these
Ans : (A)

#  Under provisions of which one of the following Acts, the Reserve Bank of India has the power to regulate, supervise and control the banking sector ?
(A) RBI Act
(B) Banking Regulation Act (Ans)
(C) Negotiable Instrument Act
(D) RBI and Banking Regulation Act
(E) None of these
Ans : (B)

#  Who amongst the following is the author of the book ‘The God of Small Things’ ?
(A) Chetan Bhagat
(B) V. S. Naipul
(C) Namita Gokhale
(D) Kiran Desai
(E) Arundhati Roy (Ans)
Ans : (E)

#  Which one of the following has proposed $ 11 billion infrastructure debt fund ?
(A) NABARD
(B) SBI
(C) RBI
(D) Ministry of Finance, Govt. of India (Ans)
(E) Planning Commission
Ans : (D)

#  Myanmar’s pro-democracy leader Suu Kyi is a ……….
(A) 42 years old politician
(B) Bharat Ratna
(C) Military General
(D) Nobel Prize winner (Ans)
(E) None of these
Ans : (D)

#  Which one of the following factors influence working capital of a unit ?
(A) Seasonality of operations only
(B) Production Policy only
(C) Suppliers Term only
(D) Only (A) and (B)
(E) All (A), (B) and (C) (Ans)
Ans : (E)

#  One of the following states is a major producer of spices ……….
(A) Karnataka
(B) Tamil Nadu
(C) Kerala (Ans)
(D) Gujarat
(E) Manipur
Ans : (C)


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#  The NAV of a mutual fund ……
(A) Is always constant
(B) Keeps going up at a steady rate
(C) Fluctuates with market price movements
(D) Cannot go down at all
(E) None of these (Ans)
Ans : (E)

#  The expansion of TRAI is …….
(A) Telecom Regulations and Inspection
(B) Transport Regulatory Authority of India
(C) Train Regulatory Authority of India
(D) Telecom Regulatory Authority of India (Ans)
(E) Transfer Regulations Act of India
Ans : (D)

#  ASBA, a facility while applying / submitting an application for purchase of shares under a public issue, is ………. (A) Applications Simple Balance Amount
(B) Amount Saved and Balance in Account
(C) Already Savings Blocked Amount
(D) Applications Supported by Blocked Amount (Ans)
(E) None of these
Ans : (D)

#  A Saving Bank Deposit Account is one where ……….
(A) Amounts are deposited and are withdrawn as per requirement of the customers (Ans)
(B) The deposits are made only once in a year
(C) Periodical Fixed amount are deposited month wise and withdrawals are allowed after a fixed period
(D) All the above
(E) None of these
Ans : (A)

#  Who is the Chief Minister of Maharashtra at present ?
(A) Ashok Chavan
(B) R. R. Patil
(C) Vilasrao Deshmukh
(D) Sushil Kumar Shinde
(E) None of these (Ans)
Ans : (E)

#  The expansion of CDMA is …….
(A) Calculated Division of Many Applications
(B) Computer Divided Multiple Access
(C) Code Diversified Memory Applications
(D) Code Division Multiple Access (Ans)
(E) None of these
Ans : (D)

#  ‘Merdeka Cup’ is associated with the game of ……….
(A) Tennis
(B) Hockey
(C) Badminton
(D) Cricket
(E) Football (Ans)
Ans : (E)

#  Which of the following is a financial asset ?
(A) Gold
(B) Silver
(C) Shares in a demat account (Ans)
(D) Land & buildings
(E) None of these
Ans : (C)

#  Zero balance account is generally allowed to be opened for ……….
(A) Salaried class (Ans)
(B) businessmen
(C) foreign customers
(D) children
(E) Senior Citizens
Ans : (A)

#  In Deposits Account ‘KYC’ (Know Your Customer) has been implemented in 2002 as per directive of ……….
(A) IBA
(B) RBI (Ans)
(C) Ministry of Finance
(D) SEBI
(E) IRDA
Ans : (B)

#  The regulator of the banking system in India is………
(A) AMFI
(B) Finance Minister
(C) SEBI
(D) IBA
(E) RBI (Ans)
Ans : (E)

#  Ten Rupee notes contain the signature of………
(A) Finance Secretary, GOI
(B) Chairman, State Bank of India
(C) Governor, Reserve Bank of India (Ans)
(D) Finance Minister, GOI
(E) Prime Minister
Ans : (C)

#  Statue of Liberty is the national monument of ……….
(A) Italy
(B) Australia
(C) France
(D) Denmark
(E) USA (Ans)
Ans : (E)

#  Loan against the security of immovable property is by executing an agreement of ……….
(A) Assignment
(B) Pledge
(C) Transfer
(D) Mortgage (Ans)
(E) None of these
Ans : (D)

#  Credit Rating ……….
(A) is used to rate the borrowers while giving advances (Ans)
(B) is used to work out performance of the employees
(C) is used to calculate the number of excellent audit rated branches
(D) is NOT used in any Bank
(E) is necessary before giving promotion to employees
Ans : (A)

#  Who amongst the following is the recipient of the ‘Dadasaheb Phalke Award 2010’ ?
(A) Javed Akhtar
(B) Amitabh Bachchan
(C) Gulzar
(D) Hema Malini
(E) None of these (Ans)
Ans : (E)

#  In Corporate Hedging, which one of the following types of risks can be covered ?
(A) Liquidity risk
(B) Currency risk (Ans)
(C) Credit risk
(D) Transaction risk
(E) None of these
Ans : (B)

#  Bank of Rajasthan is now merged with which of the following banks ?
(A) AXIS Bank
(B) IDBI Bank
(C) ICICI Bank (Ans)
(D) HDFC Bank
(E) None of these


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